Gold Pawnbrokers Near Me
Get instant cash loans against your gold or sell gold outright. No credit checks, immediate payment. Find trusted pawnbrokers across the UK.
Pawn Your Gold
- ✓ Get 40-60% of gold value as loan
- ✓ Keep ownership of your gold
- ✓ 28 days to repay + interest
- ✓ Option to extend loan period
- ✓ Get your gold back when repaid
Sell Your Gold
- ✓ Get 90-98% of gold value
- ✓ Immediate full payment
- ✓ No interest or fees
- ✓ No repayment needed
- ✓ Permanent sale
Most pawnbrokers offer 40-60% of gold value
Pawn Loan
£265.44
Instant cash loan
Sell Outright
£530.88
Full sale value
Pawn Loan Details
• Pawn: Get £265.44 now, pay £286.68 to reclaim
• Sell: Get £530.88 now, no repayment needed
• Difference: £265.44 more if you sell
Bring Gold
Take your gold to a pawnbroker with ID
Get Valued
Free valuation and loan offer (40-60% of value)
Receive Cash
Instant cash payment, gold stored securely
Repay & Collect
Pay back loan + interest within 28 days
Required ID (one of):
- • Valid UK passport
- • UK driving licence (photo card)
- • EU national identity card
- • Biometric residence permit
Proof of Address:
- • Utility bill (last 3 months)
- • Bank statement (last 3 months)
- • Council tax bill
- • Tenancy agreement
H&T Pawnbrokers
250+ stores nationwide, established 1897. FCA regulated.
Cash Converters
180+ UK stores, instant valuations, buyback guarantee.
Ramsdens
150+ branches, foreign currency & pawnbroking services.
Albemarle Bond
Specialist pawnbroker, competitive rates on gold loans.
Search for pawnbrokers and gold buyers in your area
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Do's:
- ✓ Compare offers from multiple pawnbrokers
- ✓ Clean your gold before valuation
- ✓ Bring original boxes/certificates if available
- ✓ Understand interest rates and fees upfront
- ✓ Keep your pawn ticket safe
- ✓ Set reminders for repayment date
Don'ts:
- ✗ Don't accept the first offer
- ✗ Don't pawn sentimental items you can't afford to lose
- ✗ Don't forget the repayment deadline
- ✗ Don't ignore the small print
- ✗ Don't pawn stolen goods (illegal)
- ✗ Don't lose your pawn ticket
How much can I borrow against my gold?
Pawnbrokers typically offer 40-60% of your gold's current market value as a loan. For example, if your gold is worth £1,000, you might receive £400-600.
What happens if I can't repay the loan?
If you don't repay within the agreed period, the pawnbroker can sell your gold to recover the loan. Any excess value above the loan and fees should be returned to you.
Can I extend my pawn loan?
Yes, most pawnbrokers allow extensions. You'll need to pay the interest for the current period and agree to new terms. Some allow multiple renewals.
Is pawning gold safe?
Yes, UK pawnbrokers are regulated by the FCA and must follow strict rules. Your gold is insured while in their possession, and you have legal rights as a consumer.
Do pawnbrokers report to credit agencies?
No, pawn loans don't appear on credit reports and don't require credit checks. However, pawnbrokers must verify your identity and keep records for anti-money laundering purposes.
No Credit Checks
Instant approval based on gold value
Immediate Cash
Walk out with money in minutes
Get Items Back
Reclaim your gold when you repay
FCA Regulated
Consumer protection by law
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