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Gold Investment Calculator

Find out exactly what gold products match your budget - updated with live UK prices

Capital at risk. Not financial advice or a personal recommendation.

Calculate Your Gold Investment
Enter your budget and priorities to get personalised recommendations

Current gold price: £124.05/gram

£

Minimum: £25

Smart Tips Based on Budget

  • Start with DigiGold - minimum £25
  • Use monthly savings - £50/month builds quickly
  • Avoid tiny coins - premiums are too high

Understanding Gold Pricing

Current Market Prices
Gold Spot Price:£124.05/gram

Typical Premiums:

1g bars:15-20%
1/10 oz coins:10-15%
1 oz coins:3-5%
DigiGold:0.5-2%
Why Premiums Exist
  • Manufacturing costs
  • Dealer margins
  • VAT exemption handling
  • Security and insurance

Security Considerations by Investment Size

Under £500
  • • Home storage acceptable
  • • Basic home safe sufficient
  • • Avoid telling others
£500-5,000
  • • Proper safe recommended (£200+)
  • • Update home insurance
  • • Consider allocated storage
£5,000+
  • • Professional vault storage
  • • Costs ~1% annually
  • • Fully insured and audited

Which Option Matches Your Goals?

I want to learn about investing

Start with £100 in DigiGold, add monthly

I want something physical

Save for a 1/10 oz Britannia (£240)

I want the best value

Buy the largest bar you can afford

I want tax-free gains

Only buy UK legal tender coins

I want maximum flexibility

Split between digital and small coins

Sell your gold to Hatton Garden Metals

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📱 Ready to Start?

Best for Beginners

Royal Mint - Official, trusted, easy

Best for Value

BullionByPost - Competitive pricing

Best for Service

Hatton Garden - Personal support

Best for Digital

BullionVault - Advanced platform

Prices updated daily. The calculator uses live market data.

Important Information

This content is for informational and educational purposes only and does not constitute financial advice, a personal recommendation, or an endorsement of any product or service. The value of gold and other investments can fall as well as rise, and you may get back less than you invest. Past performance is not a reliable indicator of future results.

London Gold Exchange is not authorised or regulated by the Financial Conduct Authority (FCA) and does not provide regulated investment advice. Before making any investment decisions, consider seeking advice from an independent financial adviser who is authorised by the FCA.