Last updated: February 2026 | 10 minute read
BullionByPost Review 2026
An honest, in-depth look at the UK's largest online bullion dealer — covering product range, pricing, delivery, buy-back service, and how it stacks up against the competition.
Capital at risk. Not financial advice or a personal recommendation.
BullionByPost is the best platform for buying physical gold if you want the widest selection of coins, bars, and collector pieces delivered to your door. Founded in 2008 and based in Birmingham, they have grown into the UK's largest online bullion dealer by volume.
They are ideal for investors who prefer to hold gold themselves rather than storing it in a third-party vault. Their product catalogue is unmatched in the UK market, and their price match guarantee keeps them competitive. If you are looking for the lowest possible cost per gram and do not need physical possession, platforms like BullionVault may suit you better.
Our Rating
4.6/5
Min. Order
~£75
Delivery
Free over £75
CGT-Free Options
Yes
Pros and Cons
- Widest product range of any UK online dealer - coins, bars, and collector pieces
- Free fully insured delivery on orders over £75
- Price match guarantee against major UK competitors
- CGT-free UK legal tender coins (Britannias, Sovereigns) available
- Well-established since 2008 with thousands of positive Trustpilot reviews
- Straightforward buy-back service for when you want to sell
- You are responsible for storing your own gold - no vault option included
- Website can feel overwhelming due to the sheer number of products
- Premiums can spike during periods of high demand or market volatility
- No digital gold or fractional ownership option - physical only
Product Range
One of the biggest advantages of BullionByPost is the sheer breadth of their catalogue. No other UK online dealer comes close in terms of variety.
Full Sovereigns, half Sovereigns, and double Sovereigns. Both brand-new and pre-owned (secondary market) options available. Check current Sovereign prices.
CGT-free as UK legal tender
1oz, 1/2oz, 1/4oz, and 1/10oz Britannias. The 1oz Britannia typically carries the lowest premium of any UK coin. Annual and special editions stocked.
CGT-free as UK legal tender
South African Krugerrands in 1oz, 1/2oz, 1/4oz, and 1/10oz. One of the world's most recognised gold coins. See current Krugerrand prices.
Not CGT-free (not UK legal tender)
Available from 1g up to 1kg. Bars from LBMA-approved refiners including PAMP Suisse, Metalor, Umicore, and the Royal Mint. Larger bars carry lower premiums per gram.
Subject to CGT on disposal
Canadian Maple Leafs, Austrian Philharmonics, American Eagles, Australian Kangaroos, and Chinese Pandas. Useful for building a diversified coin portfolio.
Not CGT-free (not UK legal tender)
Proof coins, commemorative sets, and limited-edition releases. These carry higher premiums but can appreciate above melt value for collectors.
Premiums vary significantly
Pricing and Fees
BullionByPost's pricing model is straightforward: you pay the listed price which includes their premium over the spot price. There are no hidden platform fees, account charges, or commission.
| Product Type | Typical Premium | Example | Notes |
|---|---|---|---|
| Gold Bars (100g+) | 2-3% | Lowest cost per gram | LBMA-approved refiners only |
| Gold Bars (1g-50g) | 3-5% | Good entry point | Smaller bars carry higher premiums |
| 1oz Britannia / Sovereign | 3-5% | Most popular coins | CGT-free; pre-owned can be 1-2% cheaper |
| Fractional Coins (1/4oz, 1/10oz) | 5-8% | More affordable entry | Higher premium per gram on smaller sizes |
| Collector / Proof Coins | 10-30%+ | Numismatic value | Premium reflects rarity, not just gold content |
Free on all orders over £75. Fully insured. Sent via Royal Mail Special Delivery or secure courier depending on value. Orders under £75 incur a small shipping charge.
BullionByPost will match the price of any UK competitor on equivalent in-stock products. You need to provide evidence of the competitor's price at the time of enquiry.
Typically around 2% below spot price for standard bullion items. Rates quoted live by phone or online. Payment within one working day of receipt.
Buying Experience
We walked through the entire buying process to assess how it feels as a customer, from browsing to unboxing.
The BullionByPost website is functional but can feel cluttered due to the enormous product catalogue. Products are organised by type (coins, bars, Sovereigns) and by weight, which helps narrow things down. The search function works well for finding specific items.
One minor frustration: prices update in real time based on the spot price, which means the price you see may change by the time you reach checkout. This is standard across bullion dealers, but it can be disconcerting for first-time buyers.
The checkout is straightforward. You create an account, add items to your basket, and complete payment via bank transfer or debit card. Bank transfer is the preferred method and may offer slightly lower prices. Card payments incur a small processing surcharge on some items.
Once you confirm your order, the price is locked for a set period (usually 24 hours for bank transfers) to allow time for payment clearance.
Delivery is one of BullionByPost's strong points. All orders are fully insured from the moment they leave the warehouse until they arrive at your door. Packaging is discreet — plain outer packaging with no branding or indication of contents.
Items are well protected inside with tamper-evident seals. Coins arrive in capsules or tubes, and bars come sealed in assay cards. Delivery typically takes 1-3 working days after payment clears. A signature is required on receipt.
All deliveries are fully insured at no extra cost to the buyer. If a parcel is lost or damaged in transit, BullionByPost takes full responsibility. Once you sign for the delivery, however, the gold becomes your responsibility. This is why proper home storage planning is essential.
Selling Gold Back to BullionByPost
A buy-back service is crucial for any bullion dealer. Here is how BullionByPost's works.
Request a Quote
Contact BullionByPost by phone or use their online sell-back form. Describe the items you wish to sell.
Lock In Price
If you accept the quoted price, it is locked in. You then have a set window to post the items.
Send Your Gold
Post the items via Royal Mail Special Delivery (insured). Keep your proof of postage.
Receive Payment
Payment is made within one working day of BullionByPost receiving and verifying your items.
Typical Buy-Back Rates
Expect to receive approximately 2% below the live spot price for standard bullion items in good condition. Items originally purchased from BullionByPost with intact packaging may receive slightly better rates. Damaged, scratched, or non-standard items may attract lower offers. You can use our gold calculator to estimate the current melt value before requesting a quote.
BullionByPost vs Royal Mint vs BullionVault
How does BullionByPost compare to the other two most popular UK gold investment platforms? Here is a side-by-side breakdown.
| Feature | BullionByPost | Royal Mint | BullionVault |
|---|---|---|---|
| Type | Physical delivery | Physical + Digital (DigiGold) | Vaulted digital ownership |
| Min. Investment | ~£75 | £25 (DigiGold) | £1 |
| Coin Premium | 3-5% | 4-8% | N/A (no coins) |
| Bar Premium | 2-3% | 2-4% | 0.5% commission |
| Storage | Your responsibility | Vault included (1% + VAT/yr) | 0.12%/year (min $4/month) |
| CGT-Free Options | Yes | Yes | No |
| Product Range | Widest in the UK | Royal Mint products only | Gold, silver, platinum bars |
| Delivery | Free over £75 (insured) | Free over £500 | £150+ for physical |
| Buy-Back | ~2% below spot | ~2% spread | 0.5% commission |
| Best For | Physical gold variety | Beginners & trust | Lowest ongoing costs |
For a full breakdown of all five major UK platforms, see our complete platform comparison.
Storage Considerations
Because BullionByPost delivers physical gold to your door, you need a storage plan. This is the single biggest factor to consider before choosing BullionByPost over a vaulted platform.
A high-quality home safe bolted to the floor is the most common approach. Make sure your home insurance covers the value of gold held — many standard policies have low limits for valuables.
- Immediate access to your gold
- No ongoing storage fees
- Security risk if not properly concealed
- Insurance may need upgrading
Some UK banks and specialist firms offer safety deposit box services. Annual costs range from £100 to £500+ depending on box size and location.
- High security with controlled access
- Annual rental fee applies
- Access limited to business hours
- Contents usually not insured by the bank
Specialist bullion storage companies offer insured vault storage. This gives you the security of a vault while still owning allocated, physical gold.
- Professional-grade security
- Fully insured
- Ongoing annual fees (typically 0.5-1%)
- May reduce the advantage of physical ownership
Read our full guide: How to Store Gold in the UK
Who Should Use BullionByPost?
- Investors who want to hold physical gold themselves
- Buyers looking for CGT-free coins like Britannias and Sovereigns
- Collectors who value variety and choice across different coins and bars
- Investors making one-off or occasional purchases rather than frequent trading
- Anyone who already has a secure storage solution in place
- Those who want vaulted storage included in the service (consider BullionVault or Royal Mint)
- Frequent traders who buy and sell regularly (BullionVault has lower transaction costs)
- Investors with very small budgets under £75 (Royal Mint DigiGold starts at £25)
- Those who prefer a digital-first, app-based investment experience
One of the key advantages of buying from BullionByPost is access to CGT-free gold coins. Gold Britannias and Gold Sovereigns are UK legal tender, which means they are exempt from Capital Gains Tax regardless of how much profit you make when selling.
Gold bars, Krugerrands, and other non-UK coins are subject to CGT if your total capital gains exceed the annual exemption (currently £3,000 for the 2025/26 tax year). Investment gold (bars of 99.5% purity and qualifying coins) is VAT-free in the UK.
For a detailed breakdown of UK gold tax rules, see our Tax-Free Gold UK Guide.
Frequently Asked Questions
Yes. BullionByPost is a legitimate, well-established UK bullion dealer founded in 2008 and based in Birmingham. They are members of the British Numismatic Trade Association (BNTA) and hold a Trustpilot rating of 4.6/5 based on thousands of verified reviews. They are the UK's largest online bullion dealer by volume and have processed hundreds of millions of pounds in transactions.
BullionByPost offers free fully insured delivery on all orders over £75. Orders under £75 incur a small delivery charge. All shipments are sent via Royal Mail Special Delivery or secure courier, with full insurance cover included at no extra cost.
BullionByPost offers a wider product selection including international coins, bars from multiple refiners, and collector pieces, while the Royal Mint focuses on its own products and offers digital gold (DigiGold). BullionByPost typically has lower premiums on bars but slightly higher premiums on some coins. The Royal Mint includes vault storage, whereas BullionByPost delivers physical gold to your door. See the comparison table above for a full side-by-side breakdown.
Yes. BullionByPost operates a buy-back service for items originally purchased from them and for other standard bullion products. You request a quote online or by phone, lock in a price, and post the items via insured delivery. Payment is typically made within one working day of receipt. Buy-back prices are usually around 2% below the spot price.
Premiums vary by product. Gold bars typically carry a 2-3% premium over spot price, with larger bars (100g, 1kg) having the lowest premiums. Gold coins such as Britannias and Sovereigns usually carry a 3-5% premium. Pre-owned coins and secondary market items may be available at lower premiums. Premiums can increase during periods of high demand.
Ready to Compare All UK Platforms?
BullionByPost is an excellent choice for physical gold, but it is not the only option. Our full platform comparison covers five major UK gold investment platforms side by side, so you can find the right fit for your needs.
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