Last Updated: 22 September 2026 | 5 minute read
Feeling overwhelmed by investing? You're not alone. Over 64% of young UK investors who lost money in crypto or meme stocks are now looking for safer options. If you have £100 and want to start investing wisely, this guide is for you.
Capital at risk. Not financial advice or a personal recommendation.
✅ Best for: Complete beginners who want something tangible and stable
✅ Best for: Those comfortable with some risk for potential higher returns
✅ Best for: Those who hate risk but want better than savings account returns
❌ Downside: After tax and inflation (3.1% in August 2026), the real return is often small
Here's why gold is ideal for your first £100 investment:
You'll see daily price changes. Don't panic - this is normal.
You'll understand market movements better. Consider adding another £100.
Historical data shows gold typically preserves purchasing power. You'll be glad you started.
This content is for informational and educational purposes only and does not constitute financial advice, a personal recommendation, or an endorsement of any product or service. The value of gold and other investments can fall as well as rise, and you may get back less than you invest. Past performance is not a reliable indicator of future results.
London Gold Exchange is not authorised or regulated by the Financial Conduct Authority (FCA) and does not provide regulated investment advice. Before making any investment decisions, consider seeking advice from an independent financial adviser who is authorised by the FCA.